Mortgage companies and mortgage servicing companies offer home borrowers special plans to pay off their mortgage early and save on interest expense.  These programs are often referred to as Accelerated Payment Plans.  Lenders convince borrowers to pay their total monthly mortgage payment broken down in parts more than once a month in order to accelerate the payoff date.  In other words, if your mortgage is $2,000 per month, the lender will have you pay $1,000 every two weeks instead of the normal $2,000 once per month.  This causes the borrower to make more than 12 payments in a year.  Many of these programs do not work in borrowers favor though.  What the lenders do not disclose to you is the fact they hold your additional payments to their benefit and to your financial detriment.  We have found their conduct to be in direct violation of the contractual terms they convinced you to enter into.  It may be difficult for the average borrower to discover this is happening behind the scenes.  But we have experience and experts to assist you.  We have already successfully recovered for clients on this theory against mortgage service companies around the country.  If you are in one of these plans please contact my office via e-mail or call us at 334.215.9873 for a free review of your account.